And many customers were forced to return cars because they could no longer make payments.
I am a lawyer specializing in the resolution of disputes related to leasing transactions. Sometimes it may turn out that the person who took the car in this way, in the event of termination of the contract, can reduce losses.
Car leasing is an agreement under which the lessor purchases a car for the lessee at its own expense and transfers it for use. In turn, the lessee makes payments and can redeem the car if leasing with redemption. There is also leasing without redemption, but we will not talk about it in this article.
The lessee is the party that receives the car and makes payments for it. The recipient can be a company, an individual with or without the status of an individual entrepreneur.
The lessor is the party that buys the car at its own expense. And if the lessee makes all payments under the contract on time, he transfers the car to his ownership.
Seller is a company or person selected by the parties who transfers the car to the lessee through the lessor.
There is also an important concept - the balance of counter obligations. This is a calculation that is made immediately after the termination of the lease agreement. It is necessary so that one of the parties to the contract does not receive an unjustified benefit. I will talk about this in detail below.
In the agreement, the parties fix the subject of leasing - what car will be bought, the payment schedule, the total amount of payments. Also, the agreement usually includes a reference to the general conditions under which the lessor works. As a rule, they are posted on the company's website. Such conditions are part of the contract, and most often they spell out fines, rights and obligations. It is important to read the general terms and conditions as carefully as the contract.
This is what is important to pay attention to and what should be checked when concluding a contract.
Technical characteristics of the car. The lessee must check the technical condition of the car himself and check it with the data specified in the contract. After all, it is the recipient who chooses the car, equipment, and in some cases - the seller.
This must be done twice: when concluding a contract and when receiving the car.
The party that has chosen the seller bears further risks. For example, if the car breaks down immediately after purchase, you need to contact the seller and resolve the dispute with him.